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About Us

Civis Capital’s Small Business Lending Division, headquartered in Knoxville, TN, is a growing small business lender with loan production throughout the Southeast. We have an experienced and dedicated staff focused solely on small business lending. With over 40 years of combined lending experience, we can find solutions for your lending needs.

At Civis Capital, we pledge to:

  • Work hard for your approval.
  • Always return your calls promptly.
  • Prequalify your request in 48 hours or less (and often in as little as 24 hours!).
  • Provide commitment letters as swiftly as possible- generally in 10 days or less.
  • Structure a financing package to best meet your borrowing needs.

What we offer:

At Civis Capital, we routinely fund loans for a variety of owner-operated businesses including (but certainly not limited to): restaurants, manufacturers, medical professionals, retail stores, dry cleaners, print shops, day care centers, machine shops, car washes, wholesalers and others.

We also offer loans for customized purposes including: purchase, construction, renovation, or refinance of owner-occupied commercial real estate, acquisition of businesses, franchises and professional practices, purchase or refinance of machinery and equipment as well as start-up of franchised businesses (such as restaurants).

We provide excellent loan terms including: low down payments, long term amortizations and competitive interest rates.

Loans are available from $100,000 up to $5,000,000.

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